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Tools & Insights
Calculators and guides.
Useful tools to help you plan your mortgage.
Mortgage Calculators
Quick, illustrative calculations.
Every figure below is illustrative only, for a full mortgage illustration tailored to your circumstances, speak to a broker.
Mortgage Repayment Calculator
Supports capital & interest, interest-only and part-and-part structures.
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Amortisation schedule
| Period | Payments | Interest | Capital repaid | Balance |
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Bridging Finance Calculator
Short-term lending costs, with retained or serviced interest.
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Stamp Duty Calculator
Residential SDLT for England & Northern Ireland, including the additional-property and non-resident surcharges.
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Mortgage Guides
Editorial for considered borrowers.
Plainly-written guides on the questions our clients ask most often.
Private Banking
How private bank mortgages actually work.
A clear, candid walkthrough of how UK private banks underwrite, what AUM expectations look like in practice, and when this route is — and isn’t — the right one.
7 min read · Updated 2026
Complex Income
Mortgages on complex income: a structured guide.
Retained profits, dividends, foreign earnings, day-rate contracts and carried interest — how to present each to lenders for the best possible outcome.
9 min read · Updated 2026
Specialist
The honest guide to bridging finance.
When bridging makes sense, when it doesn’t, what costs to expect, and the five questions to ask any bridging lender before committing.
6 min read · Updated 2026
International
UK mortgages for foreign nationals.
What’s possible if you don’t have UK residency, the impact of the 2% surcharge, and how lenders view different visa categories and source-of-wealth.
8 min read · Updated 2026
Buy-to-Let
Limited company buy-to-let, fully explained.
Why most portfolio landlords now buy through SPVs, the genuine tax position, lender appetite, and the structuring traps to avoid.
10 min read · Updated 2026
Strategy
Interest-only for HNW borrowers: smart or risky?
How sophisticated borrowers use interest-only structures within a wider wealth plan — and the lender requirements that determine eligibility.
7 min read · Updated 2026
Ready to Talk?
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