Residential lending for complex financial circumstances.
For residential property finance, the right mortgage is about more than securing a competitive rate. It should complement your wider financial position, providing the flexibility and structure to support your long-term objectives.
We arrange residential finance through private banks, specialist lenders and the wider lending market, helping clients with complex income, significant assets and substantial borrowing requirements secure the right solution.
Residential mortgage solutions, in detail.
Direct communication with lender underwriters to discuss complex cases and overcome potential obstacles from the outset.
Finance for clients with PAYE income, dividends, retained profits, bonuses, carried interest, day-rate contracting and overseas earnings.
Advice across high street banks, Private Banks, challenger lenders and specialist providers, ensuring the most appropriate lending options are considered.
Fixed and tracker rates, offset mortgages, interest-only facilities and lombard lending where appropriate.
From agreement in principle through to completion, your application is managed by a dedicated advisor, keeping the process efficient and communication straightforward.
Who this service is for.
This service is designed for business owners, executives, professionals, contractors and internationally mobile clients purchasing or refinancing a primary or second home.
It is particularly well suited to borrowers with complex income structures, substantial assets or larger loan requirements that fall outside the standard criteria of many mainstream lenders.
From first call to completion.
A simple four-step journey, thoughtfully managed from start to finish.
Initial Consultation
A confidential conversation to determine the goal, the timeline and the wider picture.
Research
A bespoke lending solution, carefully structured around your objectives, with a considered assessment of terms, costs and long-term considerations.
Application
Completion & Care
At CBM, we provide continued support post completion, with regular reviews as part of our lifelong service commitment.
Considering a residential purchase or refinance?
A private, no-obligation consultation. A focused conversation to understand your objectives, assess your options and determine next steps.
CBM Financial Partners
Explore our other services.
Specialist Mortgages
